How you benefit
By connecting estate plan information with asset values, Luminary's analysis tools make what-if modeling dynamic and scalable.
Simplify complexity
Clearly and easily show how plans and new ideas will work.
Save time
Complete analyses in a fraction of the time compared to decades old excel based tools.
Accuracy & consistency
Powerful models project standardized tax and beneficiary outcome calculations.
“Luminary makes meaningful comparisons and analysis readily available. It’s a huge time saver.”
Create “what if” scenarios
Layer on hypothetical changes to existing estate plans and instantly see the impact on beneficiary outcomes and projected estate tax.
- Model and compare the outcomes of additional planning ideas
- Layer on stages of your proposed strategy
- Compare the outcomes of up to four hypothetical waterfalls side by side
- Provide actionable insights and recommendations supported by easy-to-understand visuals
Concept modeling tools
Simplify the alphabet soup of wealth transfer strategies with easy to build, custom simulations.
- Model advanced planning strategies including GRATs, CRTs, CLTs, and gifts with ease.
- Compare planning outcomes across various market conditions, and illustrate the power of compounding growth outside of the estate over time.
- Get new ideas in front of your clients and prospects with white-labeled presentations in minutes.
Project and compare estate tax estimates
Leverage robust federal and state estate tax, and gift tax calculators, to project liabilities with precision.
Adjust growth rates and death year assumptions, or filter out entities to create custom estate waterfall configurations, and let our system automatically recalculate taxes, providing a dynamic projection of your client's estate plan.
Related resources
Last year, Luminary launched the Estate Waterfall which enabled advisors to quickly visualize and dimension outcomes of an existing estate plan. Now, advisors can overlay new strategy ideas and show the effect of hypothetical changes in minutes.
This month, we've made a number of enhancements to our estate waterfall features enabling even more powerful modeling for advisors, and easy outputs to get ready for that next big client meeting. Read on below for all the latest in Luminary, and see how one of our customers is making her family office more efficient.
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