Powerful tools to project beneficiary and estate tax outcomes and model new ideas

Simulate and illustrate how existing plans will work, and quantify the impact of potential wealth transfer strategies.

How you benefit

By connecting estate plan information with asset values, Luminary's analysis tools make what-if modeling dynamic and scalable.

Simplify complexity

Clearly and easily show how plans and new ideas will work.

Save time

Complete analyses in a fraction of the time compared to decades old excel based tools.

Accuracy & consistency

Powerful models project standardized tax and beneficiary outcome calculations.

“Luminary makes meaningful comparisons and analysis readily available. It’s a huge time saver.”

Executive Relationship Manager

San Francisco RIA

Create “what if” scenarios

Layer on hypothetical changes to existing estate plans and instantly see the impact on beneficiary outcomes and projected estate tax.

Model and compare the outcomes of additional planning ideas
Layer on stages of your proposed strategy
Compare the outcomes of up to four hypothetical waterfalls side by side
Provide actionable insights and recommendations supported by easy-to-understand visuals

Concept modeling tools

Simplify the alphabet soup of wealth transfer strategies with easy to build, custom simulations.

Model advanced planning strategies including GRATs, CRTs, CLTs, and gifts with ease.
Compare planning outcomes across various market conditions, and illustrate the power of compounding growth outside of the estate over time.
Get new ideas in front of your clients and prospects with white-labeled presentations in minutes.

Project and compare estate tax estimates

Leverage robust federal and state estate tax, and gift tax calculators, to project liabilities with precision.

Adjust growth rates and death year assumptions, or filter out entities to create custom estate waterfall configurations, and let our system automatically recalculate taxes, providing a dynamic projection of your client's estate plan.